Health insurance for expatriates in Italy 2023

forum244

The Italian public healthcare system is funded by taxpayers, so everyone living in the country is entitled to medical care without having to pay a monthly insurance premium. Furthermore, the country has a widespread voluntary insurance system, which allows you to contact private medical institutions and receive services that are not available through the state system. According to the latest surveys, 46% of Italians are considering the possibility of purchasing a health insurance policy, as it allows access to specialized services that would be too expensive without insurance. Furthermore, with insurance, it is possible to obtain medical services in the shortest possible time. Expats moving to Italy are also entitled to take out private health insurance. We talk in detail about the healthcare system in Italy and the types of health insurance available. Healthcare in Italy Italy's National Health Service (Servizio Sanitario Nazionale - SSN) is funded by the State. Any foreigner has the right to access this system if they receive a health card (tessera sanitaria) from the local health authority (Azienda Sanità Locale - ASL). SNS services are free or low cost. Some prescription medicines and specialized treatments are subject to additional payment. Unprotected groups of the population are exempt from the surcharge: children, pensioners, people with low incomes. All expats employed in Italy can register for the SSN free of charge.

Students and retirees also have free access to services. The remaining foreigners have the possibility of taking out insurance voluntarily, but in this case they will have to pay a fixed annual fee. Consulting a highly qualified treatment lawyer will help you understand the specifics of the Italian healthcare system. The specialist will also advise on the country's existing health insurance systems. Who should take out a health insurance policy in Italy? To be entitled to medical care in Italy, foreigners who do not have access to the national healthcare system must take out private health insurance . Additionally, private policies can be used in conjunction with an SSN to qualify for a broader list of health care services. European Health Insurance Card. Read here  how to get preferential medical care in EU countries. Health insurance spam data  is mandatory for most visa applications - Features of health insurance in Italy for expatriate European citizens EU citizens wishing to stay in Italy for less than three months do not need to register with the Italian National Health Service or take out additional insurance. Most EU citizens have a European Health Insurance Card (EHIC), which allows them to use emergency medical services during a temporary stay in EU countries. With CESD, you can go directly to public bodies and get the help you need. If the service provided to you requires a co-payment, you will pay it like anyone else. If you do not have a European health insurance card, you will need to take out private health insurance to receive medical care in Italy. If you are an EU citizen and have lived in Italy for more than three months, you must have private health insurance or be registered with the Italian National Health Service (SSN). - Health insurance in Italy for foreigners who are not EU citizens Foreigners who are not EU citizens but who intend to stay in Italy for a maximum period of 90 days must take out travel health insurance .



Expats who have obtained an EU work permit have the right to register with the Italian National Health Service or purchase private health insurance. How to get healthcare for those without health insurance in Italy? If you are not covered by an SSN and have not purchased private insurance, you may not be able to get non-urgent health care. In case of emergency, you can go to an Italian hospital, but you will have to pay the costs at your own expense. Where to sign up for the Italian National Health Service (SSN) Registration for the SSN is done at the ASL (Local Health Authority) services in your area of ​​residence. To register for the SSN (National Health Service), the following documents are required: - Valid residence permit or employment receipt. - Certificate of residence (can be presented independently) or declaration of your current residence. - Recent tax declaration. Private health insurance in Italy Private health insurance is only required for short-term visitors from third countries and foreigners waiting for their SSN card to be issued. However, many Italians and expats prefer private health insurance because it has many advantages: Full access to Italian healthcare - policyholders have the right to use both public and private services throughout the country. A wide range of services - in addition to basic medical care, additional services can be added to the policy: dentistry, physiotherapy, etc. Reduced waiting period - in a private hospital, you can get help from a doctor much faster. Possibility to choose a general practitioner and specialized specialists. A referral from a general practitioner to see a specialist is not necessary. Possibility of full reimbursement of treatment expenses. Additional services in hospitals, e.g. private wards. Availability of English-speaking staff.